Because Your Money Deserves To Win.

Caroline Carbajal and the Goliath & Associates team help individuals, families, and business owners

build, protect, and grow their wealth with customized financial strategies designed for real life.

Caroline Carbajal and the Goliath & Associates team help individuals, families, and business owners build, protect, and grow their wealth with customized financial strategies designed for real life.

Because

Your Money Deserves

To Win.

Caroline Carbajal and the Goliath & Associates team help individuals, families, and business owners

build, protect, and grow their wealth with customized financial strategies designed for real life.

Caroline Carbajal and the Goliath & Associates team help individuals, families, and business owners build, protect, and grow their wealth with customized financial strategies designed for real life.

Expert Financial Consulting Services

At Goliath & Associates, we believe every “David” deserves a giant financial future. No matter where you’re starting from, our mission is to give you the education, tools, and strategies to take control of your money and build last1ing wealth.

Founded by Caroline Carbajal, Goliath & Associates was created to simplify the financial world for everyday people. No jargon. No confusion. No pressure. Just clear guidance, honest conversations, and proven strategies tailored to your goals.

We’re not here to just sell you a product.
We’re here to help you build a plan.

Investment Planning

Strategic wealth-building approaches to reach your long-term goals.

Tax Optimization

Reduce liabilities and increase savings with customized tax strategies.

Debt Management

Clear your path with structured repayment and credit solutions.

CAROLINE CARBAJAL

CEO & FOUNDER

Retirement Planning

Secure your future with customized retirement strategies and income planning.

Business Advisory

Improve cash flow, scalability, and profitability with expert business insights.

Risk Assessment

Protect your finances with smart insurance and contingency planning.

Contact Us Today!

OUR PROCESS

How Goliath & Associates

Works With You

We keep it simple and transparent:

DISCOVERY

Step 1 – Discovery Call
A short conversation with Caroline to understand your goals, your challenges, and what you want your money to do for you.

SNAPSHOT

Step 2 – Financial Snapshot
We look at where you are today: income, savings, debt, protection, and existing plans. No judgment — just clarity.

STRATEGY

Step 3 – Customized Strategy
Caroline builds a tailored strategy with options, explains everything in plain language, and answers your questions. Wealth transformation begins.

IMPLEMENTATION

Step 4 – Implementation
Once you choose a path, we help you put it into action and stay with you as life changes and your goals evolve.

OUR PROCESS

How Goliath & Associates Works With You

We keep it simple and transparent:

DISCOVERY

Step 1 – Discovery Call
A short conversation with Caroline to understand your goals, your challenges, and what you want your money to do for you.

SNAPSHOT

Step 2 – Financial Snapshot
We look at where you are today: income, savings, debt, protection, and existing plans. No judgment — just clarity.

STRATEGY

Step 3 – Customized Strategy
Caroline builds a tailored strategy with options, explains everything in plain language, and answers your questions. Wealth transformation begins.

IMPLEMENTATION

Step 4 – Implementation
Once you choose a path, we help you put it into action and stay with you as life changes and your goals evolve.

WHO WE SERVE

We Work Best With:

Young professionals who are ready to stop procrastinating and finally get a plan
Families who want real protection and a clear path to financial independence
Business owners and entrepreneurs who need structure around risk, rewards, and retirement
Pre-retirees who don’t want to run out of money or outlive their savings
Anyone who’s ever thought: “I make good money… so where is it all going?”
If you’re serious about changing your financial future, Caroline is serious about helping you.

Jack Miller

Loyal Client

I've been working with this team for over a year, and their service always exceeds expectations.

Their professionalism, deep financial insight, and consistent support make every consultation valuable.

My finances have never been more organized and goal-focused.

I fully trust them with my financial planning needs.

Excellence and client success.

Financial Planning

Our streamlined planning sessions offer clear strategies to improve your financial health and secure long-term stability. We deliver clear, goal-focused strategies to enhance your financial future.

Investment Guidance

We provide tailored investment advice and portfolio structuring to grow your wealth effectively and sustainably. We provide reliable, goal-driven guidance to help grow your wealth.

Tax Optimization

We offer expert tax planning and optimization strategies to ensure you minimize liabilities and maximize savings. Our strategies help you save more by reducing taxes and improving financial efficiency.

enhance your financial journey

A well-managed financial portfolio reflects the expertise and dedication of a trusted consultant.

Just like your finances, your success deserves personalized attention and strategy.

more about the process

Frequently Asked Questions

Do I need a lot of money to work with Goliath & Associates?

A: No. We work with people at all income and asset levels. The most important thing isn’t where you’re starting — it’s that you’re ready to take action.

What does the first meeting look like?

A: It’s a simple conversation with Caroline. She’ll ask about your goals, current financial situation, and what’s most important to you. No pressure, no obligation.

Do you charge for consultations?

A: Initial strategy sessions are typically complimentary. If there are any fees associated with advanced planning or services, they will be clearly explained up front.

Can you help both individuals and business owners?

A: Yes. Caroline works with individuals, families, and businesses — often coordinating strategies so both your personal and business finances are headed in the same direction.